Outside of ACA's annual open enrollment, you can still enroll or change plans if you experience a qualifying life event

A premium tax credit can help you save on health insurance costs by reducing your monthly bill. It's only available for those who purchase insurance through a state or federal health insurance marketplace, and your income must fall below a certain threshold to qualify. You'll find out whether you are eligible when you apply for a marketplace health insurance plan.

Medicare is a fee-for-service health insurance program for aging individuals. It comes with an alphabet soup of parts that offer different types of coverage and benefits. But Medicare has its challenges—including many holes that simply aren’t covered at all. To fill those gaps, consider enrolling in a Medicare Advantage or a Medicare Supplement plan. To help you make an informed decision and weigh the pros and cons of each option, we’ve gathered unbiased expert insights and research on coverage, cost, convenience and choice.