Health Insurance

HEALTH INSURANCE

HEALTH INSURANCE

Strategic Planning That Get's You The Right Coverage And Saves You Thousands...

Most people who aren't confident in their health coverage policy have a strategy problem.

​A coverage strategy is the process you go through to understand, analyze, and enroll in the right plan for you and your family.  Everyone has a strategy (whether you realize it or not)...and yours is either enhancing your care and savings, or costing you quality care and money.

​During our free Strategy Session you will come away with the perfect coverage strategy for you and your family's situation.  We don't sell insurance, we give expert advice.

Strategy Session:

Strategic Process:

  • Plan Options Review
  • Cost Reduction Strategies
  • Network Coordination
  • Selection and Enrollment

MAJOR MEDICAL

MEDICAID

  • State Sponsored: No Cost to the insured / Fully funded by the State
  • Income Based: Eligibility is determined by your adjusted gross income and family size
  • Adults and Children: Separate Eligibility for Adults and Children.
  • Privately Administered: Funded by the state but administered by private insurance companies.
  • Managed Care: Primary care based & referrals required for specialists / procedures

Plan Options:

MARKETPLACE

  • Private Insurance: Private Insurance Carriers operating under Federal Healthcare Laws.
  • Premium Tax Credits: Tax Credits available to reduce premiums
  • Subsidized Benefits: Reduced Deductibles and Copays for qualified families.
  • PPO & HMO Options: Choose your preferred plan options.
  • Provider Networks: Provider agreements with each insurance carrier.

Insurance Carriers Including:

  • Ambetter
  • Blue Cross
  • CommunityCare
  • Medica
  • Oscar
  • Taro
  • United Healthcare

FAMILY GROUP INSURANCE

  • Group Coverage: Structured on a group chassis to reduce premium cost and taxes
  • Private Insurance: Private Insurance Carriers operating independent of Gov't Subsidies
  • PPO & HMO Options: Choose your preferred plan options.
  • Provider Networks: Provider agreements with each insurance carrier.
  • Flexible Benefit Structures: Tailor you benefit package to meet your needs

Your business, your coverage...

ALTERNATIVE COVERAGE

Short Term Health

  • Private Insurance Compaies: Private Insurance Carriers direct to the insured
  • No Federal Coordination: Operate outside of traditional health care laws.
  • Cost: Typically less expensive than traditional health insurance
  • Pre-Existing Conditions: Pre-existing conditions are typically excluded for a period of time.
  • Provider Networks: Provider agreements with each insurance carrier.

Health Sharing Plans

  • Faith Based /Non Profit Organizations: Typically religious affiliated organizations
  • Share Expenses: Members "share" expenses through an escrow type pool of money
  • Long History: Long history of paying claims similar to those of traditional health insurance.
  • Pre-Existing Conditions: Pre-existing conditions are typically excluded for a period of time.
  • No Network: Go to any provider that you want due to the "cash pay" claims process.

Limited Benefit Plans

  • First dollar Coverage: Typically no deductible or out of pocket max.
  • Maximum Benefit: Policies pay out a maximum benefit per occurrence.
  • Private Insurance: Private Insurance Carriers operating independent of Gov't Subsidies
  • No Catastrophic Coverage: You may owe more if your maximum benefit is reached.
  • No Network: Go to any provider that you want due to the "cash pay" claims process.

Next Step:

Schedule Your Free Coverage Strategy Session...

Let's cut to the chase and get your Coverage Strategy developed now... let's work together and get it done in less than an hour! All you need is a guide... we're here to guide you for free!

SCHEDULE NOW

CHOOSE A CONVENIENT TIME:

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